Wise Business LLC Verification Guide — All 50 States (2026)
Wise (formerly TransferWise) must verify your business before activating international transfers and multi-currency balances. For a US LLC, Wise collects the business name, EIN, a verifiable US business address, and identity information for all beneficial owners holding 25% or more of the company. Wise also requires a description of the business's products or services and cannot accept virtual office addresses as the primary trading address.
Edmond Hui · Founder, MyStateLLC
Edmond Hui is a software engineer and serial entrepreneur based in New York who has founded multiple online businesses across e-commerce, media, and information publishing. Before transitioning into tech, he spent years as a commercial real estate professional closing deals totaling over 100,000 square feet, giving him firsthand experience with business formation and entity structuring. He built MyStateLLC to provide the free, state-specific LLC guidance he wished existed when forming his own companies.
What Wise Business requires from an LLC
- Registered business name. Your LLC's exact registered name, which must match business registration records.
- Employer / Taxpayer Identification Number. Wise requires the EIN for the US business entity.
- Business registered and trading address. Wise collects both the official registered address and a primary trading address. Virtual addresses, PO boxes (except military), mail-forwarding services, and registered-agent-only addresses cannot serve as the trading address.
- Beneficial owner identity (25%+ owners). Full name, date of birth, country of residence, and SSN for US-based beneficial owners (or a government photo ID for non-US owners) for each person owning or controlling 25%+ of the LLC.
- Business registration documents. Documentation confirming the LLC is validly registered, including ownership structure information.
Wise Business verification by state
Frequently Asked Questions
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