How to pass Shopify Payments verification with a Montana LLC
What Shopify Payments asks for at signup, and which Montana LLC documents satisfy each requirement.
By Edmond Hui · Last updated: August 4, 2026

Edmond Hui · Founder, MyStateLLC
Edmond Hui is a software engineer and serial entrepreneur based in New York who has founded multiple online businesses across e-commerce, media, and information publishing. Before transitioning into tech, he spent years as a commercial real estate professional closing deals totaling over 100,000 square feet, giving him firsthand experience with business formation and entity structuring. He built MyStateLLC to provide the free, state-specific LLC guidance he wished existed when forming his own companies.
Shopify Payments (powered by Stripe) requires identity and business verification before activating payouts for your store. For a Montana LLC, Shopify collects the IRS-registered business name, the EIN, a physical US address, and personal information for the account representative and any 25%+ beneficial owners. Single-member and multi-member Montana LLCs follow the same base checklist, with multi-member LLCs needing details on all qualifying owners.
In Montana the entity behind that check is an LLC created by filing Articles of Organization, which costs $35. Montana does not publish a processing time for LLC filings, so treat state approval as the open-ended step in your timeline rather than the Shopify Payments review. Because Montana names a member or manager on a routine public filing, the owner name Shopify Payments asks you to confirm is already a matter of public record.
What Shopify Payments requires, and how a Montana LLC meets each
| Requirement | How your Montana LLC satisfies it |
|---|---|
| IRS-registered business name | Use the exact LLC name as Montana recorded it on your Articles of Organization; it must match your bank account holder name. |
| Employer Identification Number (EIN) | Provide your federal EIN (free from the IRS; non-US founders without an SSN must apply via Form SS-4 by fax or phone rather than the online tool) — independent of Montana. |
| Physical US business address | Use a US street address registered to the LLC in Montana (your Montana registered-agent or virtual business address), since a PO box is usually rejected. |
| Owner / representative identity | Provide a government ID for each beneficial owner named in your Montana filings. Montana names a member or manager on a routine public filing, so at least one name already matches state records. |
| ACH-eligible checking account | Link a US business bank account opened with your EIN and your Montana Articles of Organization. |
| Active business phone number | Provide a reachable phone number for the verification code. Montana does not put a phone number on the LLC filing, so this one is a platform check with no state record behind it. |
Montana-specific things to watch
- Montana names a member or manager on a routine public filing, so Shopify Payments's beneficial-owner check will line up with public state records — you still upload a government ID for each owner. (MCA 35-8-208 requires the LLC's annual report to state the names and business mailing addresses of the managers (if manager-managed) or of the members (if member-managed), and these reports are public.)
- Budget for Montana's ongoing LLC costs before projecting your Shopify Payments margins: No franchise or privilege tax on LLCs; the Secretary of State currently waives the annual report fee for reports filed by April 15 ($35 if filed late).
Sales tax: none in Montana
Montana has no statewide sales tax, so there is no Montana sales-tax registration to complete before you start taking payments through Shopify Payments. That is a Montana exemption and nothing more: once your sales into another state cross that state's economic-nexus threshold, you owe its tax on those orders no matter that your LLC is a Montana one.
Montana is one of five states with no sales tax and no economic nexus law. You never owe Montana sales tax regardless of sales volume. Montana's lack of sales tax makes it a popular state for vehicle and aircraft titling LLCs — buyers can register their purchase under a Montana LLC and avoid sales tax in their home state at the time of purchase.
How to verify your Montana LLC on Shopify Payments
- IRS-registered business name. Use the exact LLC name as Montana recorded it on your Articles of Organization; it must match your bank account holder name.
- Employer Identification Number (EIN). Provide your federal EIN (free from the IRS; non-US founders without an SSN must apply via Form SS-4 by fax or phone rather than the online tool) — independent of Montana.
- Physical US business address. Use a US street address registered to the LLC in Montana (your Montana registered-agent or virtual business address), since a PO box is usually rejected.
- Owner / representative identity. Provide a government ID for each beneficial owner named in your Montana filings. Montana names a member or manager on a routine public filing, so at least one name already matches state records.
- ACH-eligible checking account. Link a US business bank account opened with your EIN and your Montana Articles of Organization.
- Active business phone number. Provide a reachable phone number for the verification code. Montana does not put a phone number on the LLC filing, so this one is a platform check with no state record behind it.
Non-US founders with Montana LLCs
Shopify Payments requires personal identity information for the account representative, whichever state the LLC was formed in. For non-US representatives, Shopify's documentation indicates a passport photograph may be accepted in lieu of an SSN or ITIN for LLC entity types, so confirm that option during onboarding. If a government photo ID is not accepted, the alternatives are designating a US-resident representative who can provide a US SSN, or applying for an ITIN via Form W-7 if the founder has US tax-filing obligations. The entity itself must be US-registered, and a Montana LLC qualifies on that count.