Can a non-US founder open a Mercury account with a New Hampshire LLC?

Yes. Mercury explicitly supports foreign founders with a US LLC. You need the New Hampshire formation document (the Certificate of Formation), the IRS EIN letter, a non-US passport for identity, and a US business address. No US SSN or residency is required.

Does forming in New Hampshire affect Mercury eligibility?

No. Mercury accepts LLCs from all US states and territories. The formation document name varies by state, and New Hampshire issues a Certificate of Formation; Mercury accepts it the same as any other state's.

I do not live in New Hampshire. Can I still use a New Hampshire LLC on Mercury?

Mercury does not check where you live, only that the New Hampshire entity is validly registered and that the details you enter match New Hampshire's record. The catch is not Mercury, it is the state you actually operate from: states require an out-of-state LLC to register as a foreign LLC before it transacts business there, which is a second filing and a second fee on top of New Hampshire's $100. Forming in New Hampshire while working somewhere else usually means paying both states, not one.

Do I need a New Hampshire sales-tax permit before my first sale through Mercury?

No. New Hampshire levies no statewide sales tax, so there is no New Hampshire permit to hold before your first sale. Where it stops mattering is the state line: a buyer's state can still tax the order once you cross that state's economic-nexus threshold, and being a New Hampshire LLC does not exempt you from it.

Mercury asks for "Articles of Organization". New Hampshire gave me a Certificate of Formation. Which do I upload?

Upload the Certificate of Formation. New Hampshire does not issue a document called Articles of Organization; the Certificate of Formation is the same instrument under the name New Hampshire uses for it, and it is what Mercury means by a formation or business-registration document.

Marketplace Verification

How to pass Mercury verification with a New Hampshire LLC

What Mercury asks for at signup, and which New Hampshire LLC documents satisfy each requirement.

By Edmond Hui · Last updated: August 4, 2026

Edmond Hui · Founder, MyStateLLC

Edmond Hui is a software engineer and serial entrepreneur based in New York who has founded multiple online businesses across e-commerce, media, and information publishing. Before transitioning into tech, he spent years as a commercial real estate professional closing deals totaling over 100,000 square feet, giving him firsthand experience with business formation and entity structuring. He built MyStateLLC to provide the free, state-specific LLC guidance he wished existed when forming his own companies.

A New Hampshire LLC is generally eligible for Mercury verification — you will need to provide your Certificate of Formation, EIN, beneficial-owner ID, and a valid US business address. Nothing about forming in New Hampshire blocks approval, and nothing about it guarantees approval either: the final call is Mercury's.

Mercury is a fintech banking platform whose deposits are held at FDIC-member partner banks (currently Choice Financial Group and Column N.A., Members FDIC), making it popular with startups and small businesses including those with non-US founders. To open a Mercury account for a New Hampshire LLC, you must provide the company's formation document (in New Hampshire, the Certificate of Formation), an IRS-issued EIN confirmation, a government ID for the beneficial owner(s), and a physical US address. Mercury supports all US-state LLC types and is commonly used by foreign founders who have formed a US LLC, since it does not require founders to be US citizens or residents.

In New Hampshire the entity behind that check is an LLC created by filing a Certificate of Formation, which costs $100. New Hampshire does not publish a processing time for LLC filings, so treat state approval as the open-ended step in your timeline rather than the Mercury review. Because New Hampshire names a member or manager on a routine public filing, the owner name Mercury asks you to confirm is already a matter of public record.

Not legal advice: Verification requirements change, and so do New Hampshire's filing fees and forms. Confirm current platform rules with Mercury, and current filing rules with the New Hampshire filing office, before you file. Mercury's requirements were last reviewed 2026-07-21, and New Hampshire's figures on this page come from its own published schedule.

What Mercury requires, and how a New Hampshire LLC meets each

Requirement	How your New Hampshire LLC satisfies it
LLC formation documents	Upload the Certificate of Formation New Hampshire returned to you, stamped and approved.
IRS EIN confirmation letter	Provide your federal EIN (free from the IRS; non-US founders without an SSN must apply via Form SS-4 by fax or phone rather than the online tool) — independent of New Hampshire.
Government-issued ID for owner(s)	Provide a government ID for each beneficial owner named in your New Hampshire filings. New Hampshire names a member or manager on a routine public filing, so at least one name already matches state records.
US business address	Use a US street address registered to the LLC in New Hampshire (your New Hampshire registered-agent or virtual business address), since a PO box is usually rejected.

New Hampshire-specific things to watch

New Hampshire names a member or manager on a routine public filing, so Mercury's beneficial-owner check will line up with public state records — you still upload a government ID for each owner. (The Certificate of Formation (RSA 304-C:31) does not require member/manager names, but the annual report (RSA 304-C:194) must set forth the names and business addresses of the LLC's managers or, if there are no managers, at least one member, so ownership/management cannot stay off all routine public filings.)
New Hampshire issues a Certificate of Formation rather than "Articles of Organization." When Mercury asks for "formation documents," upload your Certificate of Formation.
Budget for New Hampshire's ongoing LLC costs before projecting your Mercury margins: Business Profits Tax of 7.5% applies to LLCs with gross business income over $109,000 (threshold for periods beginning on/after 1/1/2025), and Business Enterprise Tax of 0.55% applies over $298,000 of gross receipts or enterprise value tax base. Both beyond the $100 annual report fee.

Sales tax: none in New Hampshire

New Hampshire has no statewide sales tax, so there is no New Hampshire sales-tax registration to complete before you start taking payments through Mercury. That is a New Hampshire exemption and nothing more: once your sales into another state cross that state's economic-nexus threshold, you owe its tax on those orders no matter that your LLC is a New Hampshire one.

New Hampshire has no sales tax and no economic nexus law, making it one of the most business-friendly states for remote sellers. There are no local sales taxes either. Note that New Hampshire does have a Business Enterprise Tax (BET) and Business Profits Tax (BPT) on income earned in the state, which are different from sales taxes.

How to verify your New Hampshire LLC on Mercury

LLC formation documents. Upload the Certificate of Formation New Hampshire returned to you, stamped and approved.
IRS EIN confirmation letter. Provide your federal EIN (free from the IRS; non-US founders without an SSN must apply via Form SS-4 by fax or phone rather than the online tool) — independent of New Hampshire.
Government-issued ID for owner(s). Provide a government ID for each beneficial owner named in your New Hampshire filings. New Hampshire names a member or manager on a routine public filing, so at least one name already matches state records.
US business address. Use a US street address registered to the LLC in New Hampshire (your New Hampshire registered-agent or virtual business address), since a PO box is usually rejected.

Non-US founders with New Hampshire LLCs

Mercury explicitly supports non-US founders who have formed a US LLC, New Hampshire included. A non-US passport is accepted for identity verification. The entity must be formed and registered in the United States, and a US business address is required, which a New Hampshire registered agent address satisfies. No US Social Security Number is needed from the founder.

Frequently Asked Questions

: Yes. Mercury explicitly supports foreign founders with a US LLC. You need the New Hampshire formation document (the Certificate of Formation), the IRS EIN letter, a non-US passport for identity, and a US business address. No US SSN or residency is required.
: No. Mercury accepts LLCs from all US states and territories. The formation document name varies by state, and New Hampshire issues a Certificate of Formation; Mercury accepts it the same as any other state's.
: New Hampshire charges $100 to file a Certificate of Formation, and that is the state's fee to create the LLC. New Hampshire does not publish a processing time for LLC filings, so treat state approval as the open-ended step in your timeline rather than the Mercury review. Mercury charges nothing for verification itself, so the $100 filing fee and New Hampshire's ongoing obligations are the real cost of getting verified as a New Hampshire entity.
: Mercury does not check where you live, only that the New Hampshire entity is validly registered and that the details you enter match New Hampshire's record. The catch is not Mercury, it is the state you actually operate from: states require an out-of-state LLC to register as a foreign LLC before it transacts business there, which is a second filing and a second fee on top of New Hampshire's $100. Forming in New Hampshire while working somewhere else usually means paying both states, not one.
: No. New Hampshire levies no statewide sales tax, so there is no New Hampshire permit to hold before your first sale. Where it stops mattering is the state line: a buyer's state can still tax the order once you cross that state's economic-nexus threshold, and being a New Hampshire LLC does not exempt you from it.
: Upload the Certificate of Formation. New Hampshire does not issue a document called Articles of Organization; the Certificate of Formation is the same instrument under the name New Hampshire uses for it, and it is what Mercury means by a formation or business-registration document.